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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent experience with dealing with customer service

Excellent experience with dealing with customer service Reviewed on: 2nd May 2024

Interest rates too high

Interest rates are too high for long standing customers Reviewed on: 2nd May 2024

Its been good and very helpful staff

Its been good and very helpful staff Reviewed on: 2nd May 2024

Best credit card company I’ve ever used!

You gave me a really good balance to begin with instead of starting low like other companies. Your interest rates are lower than others too. Having this credit card has been a great help, and I’m starting to see my credit score increase too. Reviewed on: 2nd May 2024

easy application, good interes rate

easy application, good interes rate Reviewed on: 2nd May 2024

Interests rates are too high.

Interests rates are too high. Will never pay off in a short matter of time. Reviewed on: 2nd May 2024

Overall I have a good experience.

Overall I have a good experience. Vanquis helps me to build my credit history nd improve it Reviewed on: 2nd May 2024

very happy.

very happy. easy to use. Application is very easy to understand. Thanks Reviewed on: 2nd May 2024

I had a bad credit rating.

I had a bad credit rating. I used Vanquis and a few years later it’s now excellent. Reviewed on: 2nd May 2024

Improved my credit rating and my credit limit was ve...

Improved my credit rating and my credit limit was very high Reviewed on: 2nd May 2024

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