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Vanquis : Credit builder credit card reviews

4.73
Based on 28,663 reviews, last reviewed 21st Jun 2026
396700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis has been easy to use, with a simple app and... Vanquis has been easy to use, with a simple app and timely payment reminders. Customer service was helpful when I needed assistance. A good option for... Read more Reviewed on: 21st June 2026
Karthik Jayapal 's avatar
Karthik Jayapal

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28663)

Useful and easy to use very handy in urgent times

5
Useful and easy to use very handy in urgent times Reviewed on: 17th April 2025

I was in a bad place a few years ago could not get c...

5
I was in a bad place a few years ago could not get credit or loans noone would entertain me which only adds to your despair and was seriously looking at borrowing from a loan shark thankfully I spotted a piece in a newspaper for Vanquise I applied and was accepted I have now built up my credit rating and can honestly say I have very little debt and now have peace of mind and can sleep at night I can honestly say Vanquis saved my life and would recommend to anyone to take a account out with them Reviewed on: 17th April 2025

ive had my vanquis card over 3 yrs,vredit still £150...

5
ive had my vanquis card over 3 yrs,vredit still £150,,its paid off every month ?!?! Reviewed on: 17th April 2025

The customer service is amazing very friendly servic...

5
The customer service is amazing very friendly service is great Reviewed on: 17th April 2025

Easy application, happy with service

5
Easy application, happy with service Reviewed on: 17th April 2025

Great customer service!

5
Fab card, paid off but keep for emergency. I like that you can get a top up of credit, if you max. Reviewed on: 17th April 2025

Vanquis helped me get on top of my debt.

5
Vanquis helped me get on top of my debt. Getting my first vanquis card was an experience. It has a good app so it's easy to manage. Very informative. Reviewed on: 17th April 2025

Good and quick to use although should have a live...

3
Good and quick to use although should have a live chat Reviewed on: 17th April 2025

nothing worked.

1
nothing worked. Unfortunately, the online system did not allow me to submit documents. I do not understand why I received an unsolicited limit increase offer if the issuer required further documents.... waste of time. Additionally, the card is really quite expensive to use ! Reviewed on: 17th April 2025

My new credit card has been a game changer

5
My new credit card has been a game changer for managing my finances. The user-friendly mobile app allows for easy tracking of spending and budgeting, helping me stay on top of my monthly expenses. The rewards program is surprisingly generous; I've already accumulated enough points for a significant discount on my next big purchase. I particularly appreciate the fraud protection features; the instant alerts and secure online portal give me peace of mind knowing my transactions are protected. It's more than just a payment method; it's a comprehensive financial tool that empowers me to make smart spending decisions and enjoy the benefits of responsible credit management Reviewed on: 17th April 2025

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