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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

has been great help to me and my family they do exce...

5
has been great help to me and my family they do excellent services and wonderful and helpful staff always ready to help thank you and you are the best of the best Reviewed on: 2nd May 2024

Easy app and good customer service

4
Easy app and good customer service Reviewed on: 2nd May 2024

Great easy and simply plus good APR

5
Great easy and simply plus good APR Reviewed on: 2nd May 2024

You have always been good to me and vanquis as been...

5
You have always been good to me and vanquis as been great Reviewed on: 2nd May 2024

The app is good easy to use but can’t talk to anyone...

4
The app is good easy to use but can’t talk to anyone to why I can’t use my card Reviewed on: 2nd May 2024

Fantastic apps, they save my time and they’re so easy

5
Fantastic apps, they save my time and they’re so easy to use. When I’ve needed to call customer services about anything, they are efficient, helpful and knowledgeable. Reviewed on: 2nd May 2024

Only ever had 1 issue in 12 years, and it was solved...

5
Only ever had 1 issue in 12 years, and it was solved with one phone call, exellent customer service. Reviewed on: 2nd May 2024

A few years ago I was having financial problems, spo...

5
A few years ago I was having financial problems, spoke to customer service and they were very understanding Reviewed on: 2nd May 2024

I have a credit card with Vanquis and never had any...

5
I have a credit card with Vanquis and never had any issues with them Reviewed on: 2nd May 2024

Making paymenys ..

3
Tried to pay from my bank ( cashplus) debt card and it declined I have sufficient funds and had to go to my building society and get a cheque which may well make me late payment NOT HAPPY Reviewed on: 2nd May 2024

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