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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Expensive card with greedy interest rates

High interest rates and additional charges not known about on first application. Even though I always pay on time and pay more than I need to I don't seem to catch up with all the additional charges on top of interest. Reviewed on: 2nd May 2024

It's really easy to use good customer service got ev...

It's really easy to use good customer service got everything needed done It's the best credit builder in uk Reviewed on: 2nd May 2024

Credit card increase review

You are good but could do things better especially around credit increases. When you ask to upload documents it is easier to do it from a lap top and you should keep people undated on the actions you are taking Reviewed on: 2nd May 2024

Helpful when in finacial difficulties

Very helpful when I had financial difficulties. Set up a suitable payment plan. Am now back on track. Reviewed on: 2nd May 2024

All good advise it’s good well recommend

All good advise it’s good well recommend Reviewed on: 2nd May 2024

Vanquis help and support

Vanquis have always been able to help me and now I’ve lost my job they have tried their best to assist my situation. They are friendly and helpful with anything I throw at the team. Being in a call centre can be hard and the colleagues there speak to people from all over the world with different circumstances and I know at times there job can be tough but if you speak to them with respect that can assist you Reviewed on: 2nd May 2024

Happy customer

Been using them for a long time haven't had any problems with them always there if you need any help. The app is very easy to use Reviewed on: 2nd May 2024

Not had any issues as yet had good advice on how to...

Not had any issues as yet had good advice on how to manage my payments Reviewed on: 2nd May 2024

Help given when needed! Always there!

You guys have been so understanding and always managed to help when needed! Reviewed on: 2nd May 2024

Just love my vanquish card never had any problems wi...

Just love my vanquish card never had any problems with it, Can use it anywhere without problems Reviewed on: 2nd May 2024

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