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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

No complaints at all, very grateful to be accepted f...

5
No complaints at all, very grateful to be accepted for the card as credit rating not the best atm peace of mind in an emergency Reviewed on: 2nd May 2024

Always able to get through and advisors are clear an...

4
Always able to get through and advisors are clear and helpful Reviewed on: 2nd May 2024

I love how easy it is to keep an eye on your spendin...

5
I love how easy it is to keep an eye on your spending from the app. It gives me the control I need to make sure my spending is affordable and takes the stress out of everything for me Reviewed on: 2nd May 2024

Happy with Vanquis for over 12 years

5
Have been with Vanquis for 12 years and had great service. Helped to build my credit and credit limit increased over time. Never had any issues and the app is easy to use. Reviewed on: 2nd May 2024

Vanquis credit Building credit card is 1000 time bet...

5
Vanquis credit Building credit card is 1000 time better than expectation. I am really happy as an existing customer of Vanquis. I am thankful to Vanquis. ❤ Reviewed on: 2nd May 2024

Customer service

5
I have always had good service from your customer services when ever I have rang up Reviewed on: 2nd May 2024

Great to deal with, friendly approach, very gratefu...

5
Great to deal with, friendly approach, very grateful to Vanquis, they really helped me. Reviewed on: 2nd May 2024

Vanquis is an amazing company that give people the b...

5
Vanquis is an amazing company that give people the benefit of having a CC with bad credit ! Absolutely amazing Reviewed on: 2nd May 2024

Easy to use and make payments.

5
Easy to use and make payments. Helpful if you need to call them Reviewed on: 2nd May 2024

Had it for over 4 years thankyou

5
Had it for over 4 years thankyou Reviewed on: 2nd May 2024

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