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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I love my Vanquis card it’s gets me through the mont...

5
I love my Vanquis card it’s gets me through the month I always pay my balance in full when I get paid Reviewed on: 2nd May 2024

Ok credit card but rates still high after 3yrs of go...

4
Ok credit card but rates still high after 3yrs of good use no missed payments so where is the reward? Reviewed on: 2nd May 2024

I found Vanquis pretty straight forward to join gave...

5
I found Vanquis pretty straight forward to join gave result within an hour queries are answered within 24 hours and APR is reasonable Reviewed on: 2nd May 2024

Customer service care is excellent and very helpful

5
Customer service care is excellent and very helpful Reviewed on: 2nd May 2024

Nothing much to tell really card and everything asso...

5
Nothing much to tell really card and everything associated with it works just fine I haven't had any issues while I've been with Vanquish. Reviewed on: 2nd May 2024

Vanquis have been fantastic!

5
Vanquis have been fantastic! Helped me build my credit score, keep me updated on the app, good rates, great! Reviewed on: 2nd May 2024

Easy card to use and very easy App

4
Easy card to use and very easy App Reviewed on: 2nd May 2024

Help me buy new goods as money was tight.

5
Help me buy new goods as money was tight. Reviewed on: 2nd May 2024

Survived

5
I’m somebody who has survived stroke/brain surgery and a vp shunt fitted in the pandemic, I’m a single guy I have a few cards with small credits Vanquis have always been helpfull and fair Reviewed on: 2nd May 2024

Very flexible and easy to use. Never had any issues

5
Very flexible and easy to use, never had any issues, everything in time Reviewed on: 2nd May 2024

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