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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Happy customer

5
Flexible and good comms. Able to get through on the phone unlike Barclays ! Reviewed on: 2nd May 2024

A great way to improve your credit rating

5
A great way to improve your credit rating Reviewed on: 2nd May 2024

customer care is good

5
always give satisfaction if needed to contact customer service Reviewed on: 2nd May 2024

Customer advisors unable to acknowledge.

2
Customer advisors unable to acknowledge clear facts stipulated on main vanquis bank ap and having great difficulties to accept the facts of my enquiry, also unable to directvto a relevant department or other staff member . General ineptitude to accept simple facts and reluctant to use information given to a positive manner Reviewed on: 2nd May 2024

Great credit card

5
I’ve been using Vanquis for a few years now and they have always supported me, even when I have difficulty paying on time. I am visually impaired and have had difficult times navigating the Vanquis app but the customer service have helped me learn the layout of the app. I highly recommend Vanquis to my close friends and family. Reviewed on: 2nd May 2024

Fantastic

5
I had a great experience using my Vanquis credit card paying £500 for an item online Reviewed on: 2nd May 2024

Amazing for credit building, very convenient

5
Amazing for credit building, very convenient Reviewed on: 2nd May 2024

A very useful card.

4
A very useful card. I'm very happy to use them. Reviewed on: 2nd May 2024

No issues, good customer service

4
I've been a customer for a few years now and have always found them to be helpful when I've had to contact them, interest rates can be a little high but it is what it is Reviewed on: 2nd May 2024

Always on the ball

5
Always on the ball , never had any problems Reviewed on: 2nd May 2024

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