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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great service, very easy to use.

5
Great service, very easy to use. Very quick response to queries, the app is so easy to use with lots of useful information. Good communication giving payment dates and amounts Reviewed on: 2nd May 2024

Excellent service

5
Excellent rates. Have never had any problems when telephoning them. Very professional and first class service. Reviewed on: 2nd May 2024

Excellent for credit rating

5
Vanquis have really helped me to build up my credit rating, I would recommend them to anyone who has a low credit. Reviewed on: 2nd May 2024

Very good credit card, brilliant customer service,...

5
Very good credit card, brilliant customer service, very easy app Reviewed on: 2nd May 2024

A great card and company to use, everything is made...

5
A great card and company to use, everything is made simple with the app. Vanquis give regular updates on your account and manage your credit sensibly. Reviewed on: 2nd May 2024

Car very help me hard situation in my live

4
Car very help me hard situation in my live Reviewed on: 2nd May 2024

Great for helping to repair credit rating

4
Vanquis allowed me a credit card when no-one else would give me one. Although the APR is extortionate for me personally it allowed me to rebuild my credit rating from 390 to an excellent score I have now Reviewed on: 2nd May 2024

Very efficient, user friendly app,

4
Very efficient, user friendly app, Reviewed on: 2nd May 2024

Card review

5
Never had a bad experience with Vanquis. Always so very helpful and easy to access on the app supplying a great facility. Reviewed on: 2nd May 2024

Vanquis was one of my first credit cards and helped...

5
Vanquis was one of my first credit cards and helped me build up my credit score. This has helped me open many doors for me and my family. Reviewed on: 2nd May 2024

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