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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I’ve had nothing but smooth interactions with Vanquis.

I’ve had nothing but smooth interactions with Vanquis. They really allowed me to boost my credit rating whilst increasing my credit limit with great accuracy Reviewed on: 2nd May 2024

A great card for peace of mind

I’ve had a Vanquis card for a number of years and has always been good to know it’s there when needed.. also when making larger purchases to get security in case anything went wrong Reviewed on: 2nd May 2024

Vanquis has been a good credit card to use with inti...

Vanquis has been a good credit card to use with intial intrest free plan. I liked it very much Reviewed on: 2nd May 2024

Ive not used Vanquis a lot but have found them to be...

Ive not used Vanquis a lot but have found them to be good with their admin Reviewed on: 2nd May 2024

Fantastic Credit Builder.

I hit a really tough period in my life, and struggled with bills. Vanquis could not have been any more helpful or understanding, and I was able to freeze my card, then restart it once I was in a better place financially. Their advice and support made what was a horrible time far more bearable. If I had ONE niggle, it would be the restrictive ways of getting in touch. I am very hard of hearing so making phone calls can be really difficult. It would be far better if Vanquis could offer the means to customers with accessibility issues to be able to speak to customer service by digital means. Live chat, non immediate messaging service or even an email address would really help. I’d be happy to be added to a register for additional needs customers if these services could only be offered to those who specifically need it. Otherwise I have absolutely no complaints with Vanquis at all. Reviewed on: 2nd May 2024

I started with a credit limit of £1500 and am now up...

I started with a credit limit of £1500 and am now up to £5000 Reviewed on: 2nd May 2024

fantastic customer service

Always fantastic customer service, no issue and I have been with them for more than 5 years. Reviewed on: 2nd May 2024

Easy application process

Easy application process, all online and card was delivered promptly. I’ve had good customer service when I have called up as well. Reviewed on: 2nd May 2024

Easy to use, quick to rectify any problems, polite c...

Easy to use, quick to rectify any problems, polite customer service. Reviewed on: 2nd May 2024

Increase

I can never get a increase in credit I’m with them 2 yrs or more Reviewed on: 2nd May 2024

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