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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Superb credit card, great customer service.

5
Superb credit card, great customer service. Never too much trouble to help, support and provide great service to customers. Reviewed on: 2nd May 2024

Excellent company

5
Excellent company, really helped me build a decent credit score, which was very low. I would highly recommend them Reviewed on: 2nd May 2024

Amazing service

5
I have had no issues with my vanquis credit card. Easy to access and use. The app and being able to add to phone wallet has been excellent to use when I’m on the go. If I have had any concerns or issues these have been able to rectified in a timely manner. Overall I would recommend vanquis to anyone who is thinking about having a credit card. Reviewed on: 2nd May 2024

Awesome company

5
Awesome company and I’m very happy with them always take me out from difficult situations Reviewed on: 2nd May 2024

Had a fraudulent charge and they were right on it

4
Had a fraudulent charge and they were right on it Reviewed on: 2nd May 2024

great service, and good app, easy to use

5
great service, and good app, easy to use Reviewed on: 2nd May 2024

The interest rates are too high but other than that...

4
The interest rates are too high but other than that a good provider Reviewed on: 2nd May 2024

Always there

5
Have always been supportive and so easy and friendly to use. The App gives me all the information I need and so easy to see my account details and make payments swiftly Reviewed on: 2nd May 2024

I have had my vanquis card for about 7 years now, it...

5
I have had my vanquis card for about 7 years now, it has helped build my credit score and the interest is not extortionate. I also like how they ask if you would like a limit increase instead of just automatically increasing it so therefore you can stay within your means and budget. Reviewed on: 2nd May 2024

GOOD CARD AND HAPPY TO USE AS REQUIRED

5
GOOD CARD AND HAPPY TO USE AS REQUIRED Reviewed on: 2nd May 2024

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