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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to manage my accounts

Easy application process and I find the app easy to use. I can manage my account and make payments. Interest rates are a bit high, but not unusual for a credit building card. Overall very happy Reviewed on: 2nd May 2024

. Pray on people with poor credit

Not a good apr. Made mistake of paying early only to get charged fees for late payment. Tried to explain but too hard to understand the operator. Reviewed on: 2nd May 2024

Vanquis have really helped me over the years .

Vanquis have really helped me over the years . There customer care is amazing , when I entered financial difficulty they listened supported and made me feel less anxious .. the best company ever Reviewed on: 2nd May 2024

Easiest Credit Card Company

Vanquis has helped with financial management and the rates have been quite reasonable. Easy to use by app and customer service when needed is approachable without much hassle! Reviewed on: 2nd May 2024

Vanquis card very easy to apply and app

I've had a vanquis card for a few years now and very plied with it especially the app makes it so much easyer to manage everything very satisfied Reviewed on: 2nd May 2024

I was on the phone once regarding an issue and they...

I was on the phone once regarding an issue and they were very friendly and helpful Reviewed on: 2nd May 2024

Excellent credit builder card

Vanquis accepted my application although my credit score wasn’t brilliant. I found the app very user friendly and the payment reminder texts very useful. Following regular payments and low utilisation of my credit limit Vanquis offered a higher credit limit which gave me more flexibility. My credit score has now increased by over 100 points. Reviewed on: 2nd May 2024

Easy applications and Trustworthy

Easy applications and great offers on balance transfers and always review limits and make it affordable Reviewed on: 2nd May 2024

Really good

I have had a good experience and have been lucky to keep my card on the right track for me . Reviewed on: 2nd May 2024

Have a good manageable limit easy app to use very ha...

Have a good manageable limit easy app to use very happy with the service provided Reviewed on: 2nd May 2024

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