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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It helped me when I needed it the most it was the on...

5
It helped me when I needed it the most it was the only credit card that would help me in my situation Reviewed on: 2nd May 2024

Good app, easy to contact the team if needed.

5
Good app, easy to contact the team if needed. Reviewed on: 2nd May 2024

I could get a vanquis credit card, it had a reasonab...

4
I could get a vanquis credit card, it had a reasonable credit limit with manageable monthly payments, which allowed me to rebuild my credit Reviewed on: 2nd May 2024

I have five active credit cards but my go to is Vanq...

5
I have five active credit cards but my go to is Vanquis for lots of reasons Reviewed on: 2nd May 2024

It’s good great card I like it

5
It’s good great very good for me Reviewed on: 2nd May 2024

A good on line operation.

5
A good on line operation. Not spoken to anyone for years as have had no need to. Easy to use and everything you need in in the app which is what I use. Reviewed on: 2nd May 2024

Great for improving credit score

5
Great for improving credit score Reviewed on: 2nd May 2024

Interest too high or more people would use

3
Interest too high or more people would use Reviewed on: 2nd May 2024

Great customer service always keep you updated

5
Great customer service always keep you updated Reviewed on: 2nd May 2024

Decent interest free period was a good.

5
Decent interest free period was a good. Website easy to use and easy to make extra payments. Reviewed on: 2nd May 2024

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