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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28664 reviews)

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4.73

Based on 28,664 reviews, last reviewed 25th Jun 2026

396750% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I found Vanquis very helpful as I was able to use my... I found Vanquis very helpful as I was able to use my Vanquis credit to pay off some of the balance on my Lloyds credit card at a lower rate of interes... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28664)

Great experience!

I had never used a credit card before as I had heard of the horror stories associated with them. However, as someone who is saving for a house, I have been made aware that just paying utilities bills on time, isn't quite sufficient enough to build a good credit score. I have been using vanquis for small purchases over the last 6 months and have seen a positive improvement on my credit score. I would absolutely recommend this organisation to others. Reviewed on: 17th April 2025

I think it's one of the best card ever,and the inter...

I think it's one of the best card ever,and the interest is brilliant .Comparing with other cards I'll definitely say take the chance with this one. Reviewed on: 17th April 2025

Helped out in time of need.

Helped out in time of need, even with a low score still helped providing a year 0% interest. Reviewed on: 17th April 2025

The Vanquis Credit Card is a solid option for those...

The Vanquis Credit Card is a solid option for those looking to build or rebuild their credit history. It’s designed for people with limited or poor credit, offering initial credit limits between £150 and £1,500, with potential increases over time if you manage your account responsibly. The app is user-friendly, making it easy to track spending and payments. However, the interest rates can be quite high (often over 30% APR), so it's best suited for those who plan to pay off their balance in full each month. Overall, it’s a helpful stepping stone for improving credit scores, but it requires disciplined use. Reviewed on: 17th April 2025

I would give them ten across the board if they fetch...

I would give them ten across the board if they fetch back paper billing other than that i have never had a problem Reviewed on: 17th April 2025

Excellent

Excellent card helps to build your credit Reviewed on: 17th April 2025

Excellent company always help me

Excellent company always help me Reviewed on: 17th April 2025

Boost Credit Rating

Helped me get a better credit rating and only increased my limit if I could afford it Reviewed on: 17th April 2025

A Good friend in your pocket

I have been using Vanquis for many years and they were always up to the level and very professional.... well done and keep up the excellent service. Reviewed on: 17th April 2025

Well, in my experience I love having a freedom of mo...

Well, in my experience I love having a freedom of money, when I need to pay something and u do have credit card it's fantastic! So, thank you X Other hand to charger your costumes 66%APR it's freaky ridiculous! No good , there are better deal on the market! Reviewed on: 17th April 2025

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