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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Overall Vaquis is a very good credit card provider

Overall Vaquis is a very good credit card provider compared to others. I have been offered a better limit then anywhere else.and I can do cash transfers at anytime that have helped.me a lot recently. Although I have been with them for a while now, I did not have an offer to increase limit yet and recently interest went up. They seem to be on top of security and contact the customer to discuss activity if they have concerns. My card was disabled for a little while when they contacted me and was re-enabled withing a few hours after a call. Better be safe then sorry. Overall very good provide and would recommend. Reviewed on: 2nd May 2024

Online application was very easy to fill out and d...

Online application was very easy to fill out and decision was instantly thank you Reviewed on: 2nd May 2024

My experience is brilliant I have no issues with Van...

My experience is brilliant I have no issues with Vanquis. I pay on time and the interest is ok for me. Reviewed on: 2nd May 2024

Great product

Easy application friendly staff on the phone app was easy to set up and use Reviewed on: 2nd May 2024

Ok so far, but nothing special

Ok so far, but nothing more than any other credit card company have offered (in terms of customer service / offers etc) Reviewed on: 2nd May 2024

Very high APR% and you find your only paying off int...

Very high APR% and you find your only paying off interest with high monthly repayments. Reviewed on: 2nd May 2024

Made it easy good customer service to help

Made it easy good customer service to help Reviewed on: 2nd May 2024

Haven’t had to use the customer service portal yet

Haven’t had to use the customer service portal yet Reviewed on: 2nd May 2024

Only had it for a little while but it’s been good so...

Only had it for a little while but it’s been good so far Reviewed on: 2nd May 2024

Since I have been with vanquish it helps me with my...

Since I have been with vanquish it helps me with my credit rate even though I have a good credit score and it also helps when you are abroad,I would recommend vanquest to friends and family Reviewed on: 2nd May 2024

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