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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Irrrsposible lenders

1
Want to cancel my account but can’t speak tia my one struggling with debt and I ended up taking a loan out by them to pay them and I now owe double irresponsible lenders and if I knew what to do about it I would legal try but worn out from the stress Reviewed on: 2nd May 2024

Useful credit increase if you use correctly.

5
Vanquis have always been there to help me out in my difficult times. They respect my ability to be responsible in the use of a credit card, and have increased my credit limit regularly which has made this card so much more useful. I thank them very much for allowing me to get my life done! Reviewed on: 2nd May 2024

I’ve been without a card, unable to log in to my onl...

1
I’ve been without a card, unable to log in to my online account, I have absolutely no way of finding out why my card is being used, I’ve spoken to them several times and nothing changes. Even now I am waiting to hear from them.. should have been last week and I’ve still heard nothing. Reviewed on: 2nd May 2024

Easy card to use and communication

5
Easy card to use and fair rates I would recommend Reviewed on: 2nd May 2024

Very helpful company and always happy to talk

5
Very helpful company and always happy to talk Reviewed on: 2nd May 2024

Wonderful

5
Fabulous communications and easy app to achieve everything I need Reviewed on: 2nd May 2024

Brilliant service

5
Whenever I’ve needed to get in touch it’s always been very simple and friendly Reviewed on: 2nd May 2024

Very polite and helpful at all times

5
Very polite and helpful at all times Reviewed on: 2nd May 2024

Vanquis bank provide me credit card when the no one...

5
Vanquis bank provide me credit card when the no one offering me credit card. They helped me to improve my credit score. Strongly recommended Reviewed on: 2nd May 2024

Awareness

5
Can't go wrong updating my balance instantly and can see when and where I've used my card Reviewed on: 2nd May 2024

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