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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great App.

The app for Vanquis is very easy to use and is interactive, with reminders so as payments are received ontime Reviewed on: 2nd May 2024

Fairly good credit service, good way of building cre...

Fairly good credit service, good way of building credit. Keep an eye on lending and regular updates. Reviewed on: 2nd May 2024

Simple to use good app friendly and helpful agents

Simple to use good app friendly and helpful agents Reviewed on: 2nd May 2024

Ease of use.

Ease of use. Txt alerts and advice on spending Reviewed on: 2nd May 2024

I like the vanquish card is very good

I like the vanquish card is very good Reviewed on: 2nd May 2024

Easy to use with no unexpected surprises.

Easy to use with no unexpected surprises. Reviewed on: 2nd May 2024

Horrible interest and fees, don’t get stuck with one...

Horrible interest and fees, don’t get stuck with one of these cards Reviewed on: 2nd May 2024

Vanquis positively moved our lives forward!

Having a Vanquis card,verbally helped as a couple & helped us with our day to day life. Having previously a credit issue due to having not controlled our day to day/lifestyle spending, we stopped all credit & paid off all bills. Obviously after 4+yrs without credit,bi had to start without a credit history & Vanquis Card accepted us and due to having learnt from previous mistakes, we stayed on top of any repayments, making over payments, normally paying off balance within a month having used my card. Due to our good standing with Vanquis, our credit history slowly built up in a positive direction and this has now helped us in many, many situations. Most of all, Vanquis taught us how to positively control any credit & financial agreements or situations. Without the help of Vanquis, we could never have moved forward with our lives, whilst still learning from our financial/credit mistakes of the past. Thank you Vanquis!! Reviewed on: 2nd May 2024

I’m very happy because you always increase my balanc...

I’m very happy because you always increase my balance and that always helps Reviewed on: 2nd May 2024

Convenient

Great card very easy to set up and use also very convenient Reviewed on: 2nd May 2024

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