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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Got my card a through years ago have helped me alot...

5
Got my card a through years ago have helped me alot when I kned it Reviewed on: 2nd May 2024

Good support and help

5
Very good service at all times and support from customer service Reviewed on: 2nd May 2024

Very helpful staff and service gave peace of mind

5
Very helpful staff and service gave peace of mind Reviewed on: 2nd May 2024

App is easy to use and helpful up to date informatio...

5
App is easy to use and helpful up to date information direct debit comes out on time Reviewed on: 2nd May 2024

Excellent quality of service

5
I love vanquish bank it's easy to transfer money to my account and the app is straight forward I would recommend this bank card to everyone Reviewed on: 2nd May 2024

Very good and interest not bad and easy to use the c...

5
Very good and interest not bad and easy to use the card or online bank Reviewed on: 2nd May 2024

No issues with the service, I’ve never contacted cus...

4
No issues with the service, I’ve never contacted customer service so can’t comment.my credit limit has not been increased for a number of years so I assume I’ve reached the maximum credit linit Reviewed on: 2nd May 2024

This is a great credit card to help build your credi...

5
This is a great credit card to help build your credit score Reviewed on: 2nd May 2024

Stayed 4 excellent customer service.

4
I have used vanquis to rebuild a credit score that was wrecked from previous loss of income. Now rebuilt for years, I have kept my Vanquis card because of the excellent customer service. Reviewed on: 2nd May 2024

Had my card stolen and used to make online purchases...

5
Had my card stolen and used to make online purchases, CS were really helpful and refunded the fraudulent charges quickly. Definitely recommend them Reviewed on: 2nd May 2024

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