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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

VANQUIS IS A GOOD CREDIT CARD PROVIDER , VERY GOOD S...

5
VANQUIS IS A GOOD CREDIT CARD PROVIDER , VERY GOOD SECURITY CARD AND EASILY TO BE USED . VERY EXCELLENT Reviewed on: 2nd May 2024

Easy to access, user friendly app.

5
Easy to access, user friendly app. Quick application process. Reviewed on: 2nd May 2024

Helpful to keep me on track

5
Simple online application. App very easy to understand and they help me keep on track with reminder messages. I like I get a message before I go over limit when interest added so I can resolve and not be charged extra. Reviewed on: 2nd May 2024

Quick and easy good experience

5
Quick and easy I'm looking to increase my amount Reviewed on: 2nd May 2024

I have a Vanquis card and it has helped me, to rebui...

5
I have a Vanquis card and it has helped me, to rebuild my confidence with money. Reviewed on: 2nd May 2024

Good customer service friendly team

1
Good customer service friendly team Reviewed on: 2nd May 2024

Charges need to be more transparent.

3
Charges need to be more transparent. There is an interest charge and then another charge for billed interest charges. Does not clearly explain why this is for Reviewed on: 2nd May 2024

helpful and always go the extra mile to help solve a...

5
helpful and always go the extra mile to help solve any financial problems i have encountered. thank you. Reviewed on: 2nd May 2024

I am happy using Vanquis app.

5
I am happy using Vanquis app. it is easy to use, great appearance, one can navigate easily to payment page etc. Reviewed on: 2nd May 2024

Pretty nice offers and service, maybe a little too h...

4
Pretty nice offers and service, maybe a little too high interest rate, but it's not that bad compared to other offers Reviewed on: 2nd May 2024

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