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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Helpful Team

5
Every time I have spoken to the team I have had a positive experience. They are extremely helpful. Reviewed on: 2nd May 2024

No complaints so far customer service is great

5
No complaints so far customer service is great Reviewed on: 2nd May 2024

Simple and easy

4
Straight forward, easy to know what's the rates and charges. Reviewed on: 2nd May 2024

Very helpful since I have this card my life have bee...

5
Very helpful since I have this card my life have been easy. I would recommend it to all my family and friends Reviewed on: 2nd May 2024

Highly recommended

5
Very informative, regular updates on issues such as fraud, scams etc. If you need to speak to customer services, quick responses and very professional. Reviewed on: 2nd May 2024

I rate Vanquis highly.

5
I rate Vanquis highly. No fuss. There if you need them Reviewed on: 2nd May 2024

Poor customer service been with Vanquis number of ye...

1
Poor customer service been with Vanquis number of years now and had to raise numerous complaints for unprofessional service issues with attempting to transfer balances etc resulting in increased costs for myself. Reviewed on: 2nd May 2024

Every time had a query the team were always helpful...

5
Every time had a query the team were always helpful and went above and beyond Reviewed on: 2nd May 2024

Always Polite Customer Service Team

5
Always Polite Customer Service Team Reviewed on: 2nd May 2024

Easy to use, improved my credit score a lot for litt...

5
Easy to use, improved my credit score a lot for little effort Reviewed on: 2nd May 2024

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