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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

My account is going well and have a great chance of...

My account is going well and have a great chance of increasing my credit limit. Reviewed on: 2nd May 2024

Vanquis - lives up to its name.

Vanquis - means to overcome in battle, a version of 'vanquish'. This is aptly named for this card service which comes to the rescue without creating an even bigger burden. So, you won't be able to buy a house with it but to recover from a headache, totally recommended - and you don't have to take it with water! Reviewed on: 2nd May 2024

When in a bit of bother.

They are very handy when you've misplaced an original bank card so you can just pick up the vanquis card and go Reviewed on: 2nd May 2024

Customer service excellent and friendly

Service excellent friendly and helpful and always polite. Reviewed on: 2nd May 2024

Reminders in plenty of time makes budgeting payments...

Reminders in plenty of time makes budgeting payments easier and convenient. Reviewed on: 2nd May 2024

I haven't had to contact Vanquis on many occasions b...

I haven't had to contact Vanquis on many occasions but the times I have my query has been resolved quickly and efficiently. The Customer service has been brilliant and the fact I haven't had to contact them many times for issues speaks volumes. Reviewed on: 2nd May 2024

Positive experience...

I have found Vanquis to be very informative and keeping my credit on an even keel Reviewed on: 2nd May 2024

Quality and Efficient Service

The App is very easy to use and efficient. The customer service team is qualified, friendly and efficient in answering queries. I have found the overall experience with Vanquis to be a positive one. Reviewed on: 2nd May 2024

My Experience

I applied for a vanquis credit card when I had a very poor credit score. And over the years vanquis credit card has helped me build a much healthier credit score. The vanquis app is so easy to use and a real pleasure when paying my vanquis invoice. I also love the fact that I get a reminder to tell me payment is due and what my minimum payment is. Reviewed on: 2nd May 2024

Positive recommendation to Vanquis!

I opened a credit card account with Vanquis and the whole process has been quick, easy and efficient. I had the first 9 months interest free which is a brilliant sign up introduction. The app is great, nice and simple, direct debits and making payments easy to use and I just find Vanquis flawless so far, so for that I thank them and would highly recommend to anyone. Reviewed on: 2nd May 2024

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