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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Every time I phone I get excellent service

5
Every time I phone I get excellent service Reviewed on: 2nd May 2024

Money transfer offers are that NOT GREAT

3
Money transfer offers are that NOT GREAT Reviewed on: 2nd May 2024

Very good credit card

5
I was glad to get this credit card and I've been very happy with Vanquis. I do try and clear my statement balance each month as I don't want to pay high interest rates on debt. Over time my credit score has much improved Reviewed on: 2nd May 2024

Good services with vanquish.

5
Good services with vanquish. Very delightful to be a customer with your organisation. Easy access to my account. Reviewed on: 2nd May 2024

Brilliant and value for money love using vanquise

5
Brilliant and value for money love using vanquise Reviewed on: 2nd May 2024

Interest Rates Crippling

4
I understand the card is good for building credit ratings, but you interest rates make it very difficult to pay balances off. Reviewed on: 2nd May 2024

Very professional and will solve any problem that a...

5
Very professional and will solve any problem that arises so good with updated and reminders as well . Reviewed on: 2nd May 2024

Satisfied

5
Very happy with the service I received when I had an issue the team was very helpfull. Reviewed on: 2nd May 2024

Good rates and an excellent card for helping build c...

5
Good rates and an excellent card for helping build credit. Good customer service and easy to use app. Reviewed on: 2nd May 2024

Straightforward application process.

5
Straightforward application process. Easy to use app and good updates on credit usage Reviewed on: 2nd May 2024

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