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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

So far so good

4
So far so good, easy to use app and service is good, always keep you updated and plenty of information and emails with updates to service etc are a great why to inform customers, so all in a good experience so far. Reviewed on: 1st May 2024

it's good just need bigger limit so I can use it bit...

3
it's good just need bigger limit so I can use it bit more in daily life Reviewed on: 1st May 2024

Excellent for people with a poor credit history

5
Excellent customer service for people to build up their credit rating and helping them out! Reviewed on: 1st May 2024

I am happy about vanquis service, relevant rates,ver...

5
I am happy about vanquis service, relevant rates,very good customer service and online service Reviewed on: 1st May 2024

Fair, decent company.

4
Fair, decent company. Never had any problem with them. Reviewed on: 1st May 2024

Great for your credit score

5
Excellent for getting my credit score up. Reviewed on: 1st May 2024

Very good customer services calls answered quickly

4
Very good customer services calls answered quickly Reviewed on: 1st May 2024

It was a goid way of improving my credit score by ha...

5
It was a goid way of improving my credit score by having a credit card with them Reviewed on: 1st May 2024

Nice and easy

5
Easy application and quick decision Reviewed on: 1st May 2024

Very helpful and very informative

5
Very helpful and very informative Reviewed on: 1st May 2024

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