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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It’s a great credit card I’ve been using it about 3...

5
It’s a great credit card I’ve been using it about 3 years Reviewed on: 1st May 2024

Its been almost 7 years and it has been the best cre...

5
Its been almost 7 years and it has been the best credit card I ever had Reviewed on: 1st May 2024

I was using vanquis for more than a year for my day...

5
I was using vanquis for more than a year for my day to day spending and its really a good credit card Reviewed on: 1st May 2024

These are truly amazing.

5
These are truly amazing. I would highly recommend it to everyone just brilliant iv never had any bother or problems at all Reviewed on: 1st May 2024

Disgusting customer service

1
They wouldn't help me when I said I couldn't afford to pay. They didn't care and didn't offer any help. Reviewed on: 1st May 2024

Fantastic customer service

5
I've been with Vanquis for many years, never had an issue and they call staff are always helpful. Recently I was conned buying something off Facebook and Vanquis came to the rescue by refunding my account and investigating the issue. Reviewed on: 1st May 2024

Easy access, great service and communication, I reco...

5
Easy access, great service and communication, I recommend Reviewed on: 1st May 2024

They're are credit card company, I have been with th...

5
They're are credit card company, I have been with them for years and I would recommend them to anyone Reviewed on: 1st May 2024

I have not had any trouble.

5
I have not had any trouble. My card comes in handy when I get special offers on some sites Reviewed on: 1st May 2024

its helped me get a better credit rating as i had an...

5
its helped me get a better credit rating as ì had an iva .The app is easy to use and its easy to make your payments Reviewed on: 1st May 2024

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