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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I've only recently opened my account...

4
I've only recently opened my account so can't really say much as of right now but I can I've found the app easy to navigate also once I received the card it was very easy to set up and get going also offered me a generous credit amount to start off with. Reviewed on: 1st May 2024

Total trouble free

5
Total trouble free and when you have a problem they are more than helps. Advisors are always curious and come across caring. Reviewed on: 1st May 2024

NOT A responsible lender

1
Communication is very poor and they frequently encourage you to take on more debt regardless of affordability. They are NOT a responsible lender. Reviewed on: 1st May 2024

Good access, no problems, I will recommend

5
Good access, no problems, I will recommend Reviewed on: 1st May 2024

Have used Vanquis for several years.

5
Have used Vanquis for several years. Love the app easy to use. When I have need to ring customer service in the past always helpful. As the app is so good rarely need to call as most things can be done on line. Reviewed on: 1st May 2024

Great credit builder!

5
Great credit builder, my score has gone up since opening an account. Love the app, makes it easier to manage my account, to make whatever adjustments I need to make straight away, to see what my balance is. Reviewed on: 1st May 2024

Good experience.

5
I have had a very good experience so far with Vanquis. Everything easy to understand. App easy to use. Reviewed on: 1st May 2024

Just works

5
Just works as advertised, no messing no catch Reviewed on: 1st May 2024

Easy to deal with, and great communication with paym...

5
Easy to deal with, and great communication with payment reminders etc Reviewed on: 1st May 2024

Been very helpful on the phone - helped me get a ove...

4
Been very helpful on the phone - helped me get a overpayment back very quickly Reviewed on: 1st May 2024

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