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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

What’s not to love!

5
What’s not to love! Vanquis is my go to card when I need or want essentials for my home or self and they always keep me updated Reviewed on: 1st May 2024

Vanguis credit builder card has been a powerful all...

5
Vanguis credit builder card has been a powerful ally which has helped me end oppression and create quality in my life . I am always in awe of the great team on hand to assist with a high quality service. If I do a money transfer of £100 the money is in my account the same day, after a week I have my wages and want to repay , I need only pay £101 , what amazing value, I am proud user of vanquis credit builder card. This card has given me dignity freedom and peace of mind in a world of high energy prices and disease like COVID;19 . Put simply my vanquis credit builder card has been my rock and shining light , don't thank for this review it was an honour. Reviewed on: 1st May 2024

Vanquish experience

5
My experience has always been very good and is an all round company for a credit card Reviewed on: 1st May 2024

I am very satisfied, I can use it everywhere without...

5
I am very satisfied, I can use it everywhere without any problems I have not had a problem even once and I like the ease and convenience of both online banking and credit card feature. Reviewed on: 1st May 2024

Great service

5
Always had great service the card enabled me to restart my credit score and put me back on track Reviewed on: 1st May 2024

Problem free

5
Never had a problem with Vanquis Reviewed on: 1st May 2024

Good service, friendly UI, reasonable rates

5
Good service, friendly UI, reasonable rates Reviewed on: 1st May 2024

Good Service but high interest rates

4
Good Service but high interest rates Reviewed on: 1st May 2024

Customer service is excellent and seamless

4
Customer service is excellent and seamless Reviewed on: 1st May 2024

Nice experience easy to use I hope they dedicated to...

4
Nice experience easy to use I hope they dedicated to make all the best for costumers Reviewed on: 1st May 2024

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