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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to apply for and use.

5
Easy to apply for and use.Highly recommended.App very straightforward to use. Reviewed on: 1st May 2024

The interest rate has gone so high up.

4
The interest rate has gone so high up. This would only make the existing customer switch and leave. Reviewed on: 1st May 2024

They are very easy to use and sort out any...

5
They are very easy to use and sort out any problems Reviewed on: 1st May 2024

Always have a positive experience

5
I’ve always had positive experiences with Vanquis. I lost my card moving house and they were so helpful when I called to replace it. Reviewed on: 1st May 2024

Great bank

5
Vanquis are always very helpful when I encounter any problems would and have recommended them to friends . Reviewed on: 1st May 2024

Really good experience

5
Excellent customer service and really good app for managing the card. Reviewed on: 1st May 2024

I'm very pleased with this card , it helps me to bui...

5
I'm very pleased with this card , it helps me to built my credit score faster Reviewed on: 1st May 2024

Very easy to build credit up.

5
Very easy to build credit up. Plain and simple to pay and lots of good offers Reviewed on: 1st May 2024

I feel like I am using my own money and no restricti...

5
I feel like I am using my own money and no restrictions and feel free Reviewed on: 1st May 2024

Its good however the credit build could be quicker

4
Its good however the credit build could be quicker Reviewed on: 1st May 2024

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