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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy going bank with helpful staff

5
Easy going bank with helpful staff Reviewed on: 1st May 2024

Good and ok

3
It’s. A good company but never try to help u out Reviewed on: 1st May 2024

Good credit card.

5
Good credit card. Will highly recommend to anyone Reviewed on: 1st May 2024

Vanquis credit card has helped me out

5
Vanquis credit card has helped me out Reviewed on: 1st May 2024

Good Service

5
I have always had good service from Vanquis. Payments via the app is very easy to understand. I would recommend to other credit users. Reviewed on: 1st May 2024

Getting the credit was easy and straight forward and...

5
Getting the credit was easy and straight forward and the app was very user friendly. The credit card statements were very detailed and made it clear to show how much interest I was paying Reviewed on: 1st May 2024

Good company to support building credit file, they d...

5
Good company to support building credit file, they do not rush to give credit increases and ensure that it is suitable. Reviewed on: 1st May 2024

Helpful people

5
Vanquish were there when I needed and they are a very helpful credit card Reviewed on: 1st May 2024

I am really happy with Vanquis, they have helped me...

5
I am really happy with Vanquis, they have helped me to build up my credit scores. It is very good especially when you need to build up your credit scores. It has allowed me to be able to keep on top of my finances and be wise about it. I also like the cash transfer to my debit whenever the offer is there. It has helped me in tight times when I needed urgent cash. The customer service is very fantastic. I have never had any issue with my credit card. My husband also has a credit account with Vanquis and both of us are really enjoying it. I will happily continue to recommend them to friends and family. Reviewed on: 1st May 2024

Vanquis is very good credit card provider, the cust...

5
Vanquis is very good credit card provider, the customer service is very helpful Reviewed on: 1st May 2024

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