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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

A very good deal

There rates are low . Friendly service throughout and lots of help if l need it. If you haven't tried vanquis before give it a try a big thumbs up Reviewed on: 1st May 2024

Building up my credit rating. A great card.

Building up my credit rating and find my card to be the perfect way to do it whilst not maxed I keep my credit high and pay off at least 5 times the minimum payment which is a good start to building credit. After a few months I will rapidly look at paying this off and use for occasional purchases. Reviewed on: 1st May 2024

Excellent experience and good service

Excellent experience and good service Reviewed on: 1st May 2024

I've been paying back £500 for 4yrs

I've been paying back £500 for 4yrs Reviewed on: 1st May 2024

Easy to use app, manageable credit limit and payments.

Easy to use app, manageable credit limit and payments. Easy ways to make the payments. Helps to build credit. Reviewed on: 1st May 2024

Easy to contact

Helpful when potential fraud spotted Reviewed on: 1st May 2024

Adequate, quite expensive rate but convenient

Adequate, quite expensive rate but convenient Reviewed on: 1st May 2024

I am very old customer of Vanquis didn’t have any pr...

I am very old customer of Vanquis didn’t have any problem with my card or app. Reviewed on: 1st May 2024

Thank you Vanquis

Can’t thank the customer service team enough every time I call helpful and respond to my queries and questions would like to thank the team for all they do Reviewed on: 1st May 2024

MY Vanquis My Saviours, best thing I did last year

Excellent, Vanquis has and is helping me get through such a difficult time in my life after being homeless, then getting housed and having poor credit Vanquis gave a chance and an opportunity that so far has been the best thing during very turbulent times and quite frankly I don’t where I’d be without them, I can’t thank them enough so I’ll be saying thank you by using them as much as possible and keeping up with the payments and recommending them any chance I get to everyone I meet Reviewed on: 1st May 2024

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