Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

I love Vanquis because It provides one of the best s...

I love Vanquis because It provides one of the best services. Reviewed on: 1st May 2024

Very flexible and credit score helps

Very flexible and credit score helps Reviewed on: 1st May 2024

Helped a lot in difficult times, highly recommended

Helped a lot in difficult times, highly recommended Reviewed on: 1st May 2024

Thank you

Years ago I was going through a bad patch, I got through it with the help of vanquis and have never looked back Reviewed on: 1st May 2024

A repair your credit score card

After bankruptcy many moons ago I applied for this card when getting back to normality. Was accepted and it has instrumental in getting my credit score back to excellent. Not the lowest interest or all the bells and whistles of others but does exactly what is says on the tin. Used sensibly and your credit score will climb. I now have other cards with better interest rates and better benefits but I still use the Vanquis card as they helped me take control of my finances and offered a lifeline when no one else would. Reviewed on: 1st May 2024

Good service and value for money good

Good service and value for money good Reviewed on: 1st May 2024

Lower interest offered over most others.

Lower interest offered over most other competitors. Easy to manage my account in the app. Always clear and transparent with my charges. Reviewed on: 1st May 2024

I have a good experience with Vanquis it’s built my...

I have a good experience with Vanquis it’s built my credit score the interest could have been lower but it’s no too bad. Also I have been with Vanquis for maybe 3 years are more and I always pay on time I would recommend Vanquis to friends and family. Reviewed on: 1st May 2024

So far I'm happy to use this credit card.

So far I'm happy to use this credit card. Reviewed on: 1st May 2024

friendly

i find your services great so ease to get on with Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub