Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Always a quick response and genuine care

5
Always a quick response and genuine care Reviewed on: 1st May 2024

Rebuilding credit confidence

5
Rebuilding credit confidence has many pit falls, from day one payment reminders sent in plenty of time identifying what’s required by when. if needed followed up by a call if usual payment patterns not been followed. Reviewed on: 1st May 2024

Vanquis card

5
Interest rate bit high but reasonable repayments taken on dates stated i am very happy with vanquis Reviewed on: 1st May 2024

Vanquis has been great for rebuilding our credit rating

5
Vanquis has been great for rebuilding our credit rating Reviewed on: 1st May 2024

Smooth and straightforward process.

5
Excellent service tbh better than big names. Reviewed on: 1st May 2024

Very pleased with the card.

5
Very pleased with the card. Easy to deal with when you have to call. Reviewed on: 1st May 2024

I am happy and use my credit in Portugal and...

5
I am happy and use my credit in Portugal and in the UK Reviewed on: 1st May 2024

I’m very happy with vaniquis bank, I used for my per...

5
I’m very happy with vaniquis bank, I used for my personal thinks and never have any problems Reviewed on: 1st May 2024

This card has been a life saver in many ways during...

5
This card has been a life saver in many ways during the cost of living crisis. Reviewed on: 1st May 2024

Managing my credit card and paying the amount due ea...

5
Managing my credit card and paying the amount due each month built up my credit score Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products