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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis staff friendly and helpful

5
I've always found Vanquis, really helpful, keep you well informed, and have really kind, polite and helpful staff, always ready to help and give good sound advice. The staff in my opinion show compassion and listen very carefully to the customer, I value them Reviewed on: 1st May 2024

My Vanquis credit card experiance

5
I have had good support and managed to keep within my credit limit. 0% offers were a great help in reducing my .interest charges. Thanks Kept me informed about new offers. Apps was easy to understand and use. Security and overall peace of mind meant they helpped keeping scams etc with latest available technology. Reviewed on: 1st May 2024

Vanquis helped me when I’m in need of money and easi...

5
Vanquis helped me when I’m in need of money and easily accessible for international use, service is amazing Reviewed on: 1st May 2024

Customer service is great!

5
Customer service is great! Really can't recommend them enough Reviewed on: 1st May 2024

Very good experience.

5
Very good experience. Good offers for card transfer Reviewed on: 1st May 2024

Everything with vanquis is easy affordable and helpe...

5
Everything with vanquis is easy affordable and helped me improve my credit score Reviewed on: 1st May 2024

Helped build my credit score which is now good thank...

5
Helped build my credit score which is now good thank you vanquis Reviewed on: 1st May 2024

Brilliant app, good customer service.

5
The app is brilliant, helps you keep control of what you’re spending and make easy payments. If any issues I can easily contact Vanquis and they’re quickly sorted. Also notified frequently if going over limit and regular security checks to make sure I’m authorising payments which gives me security and peace of mind. Reviewed on: 1st May 2024

Good when in need

4
Good when in need of fast cash or for emergency spendings Reviewed on: 1st May 2024

Excellent service

5
Simple and affective no hidden surprises Reviewed on: 1st May 2024

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