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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Welcome experience

Experienced what you would say a welcoming experience when I took out a credit building card from Vanquis I was guided through what I needed to do to get my credit score up so I followed the advice given . Reviewed on: 1st May 2024

Been true on finances and well explained to me

Been true on finances and well explained to me Reviewed on: 1st May 2024

HandyAlways use but apr bit high

Always use but apr bit high the app easy to use and consumer froendly Reviewed on: 1st May 2024

Excellent rate and everything is straight forward

Excellent rate and everything is straight forward Reviewed on: 1st May 2024

I am very happy and satisfied with Vanquis card

I am very happy and satisfied with Vanquis card Reviewed on: 1st May 2024

Since having my Vanquis card its been really good to...

Since having my Vanquis card its been really good to have in emergency ,payment dates are the same every month which is really good for more which makes a lot of difference to my fiance no missing payments Reviewed on: 1st May 2024

Interest is high and people are less likely to stay...

Interest is high and people are less likely to stay after they’ve paid off their debt. End of the day not worth it. Interest increased more than once within a few months. Reviewed on: 1st May 2024

Smooth and easy.

Smooth and easy. The onboarding was straight forward. I’d recommend Vanquis Reviewed on: 1st May 2024

GOOD service

Nice and easy to apply, good service so farv Reviewed on: 1st May 2024

All very helpful and always willing to help

All very helpful and always willing to help Reviewed on: 1st May 2024

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