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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Overall good experience

4
Easy to use app. Good, quick customer service. Reviewed on: 1st May 2024

I am happy to have vanquis credit card because of th...

5
I am happy to have vanquis credit card because of their clear terms and conditions in the signed agreement. The app interface is superb and it is user friendly. The F.A.Q section practically have every information I need to run my credit card hence less or no need to use help service or call. Very easy to get credit limit increase with good money management habits. If you need credit card. Go for vanquis Reviewed on: 1st May 2024

Nice to be able to speek to someone when you have a...

4
Nice to be able to speek to someone when you have a problem instead of a machine Reviewed on: 1st May 2024

Good services at all.

4
Good services at all. I'm very happy with Vanquis Reviewed on: 1st May 2024

I'm very happy with the vanquish card.

5
I'm very happy with the vanquish card. As it helped me to build my credit score. Reviewed on: 1st May 2024

Brilliant grate chance to prove your self

5
Brilliant grate chance to prove your self Reviewed on: 1st May 2024

Vanquis was my first credit card.

5
Vanquis was my first credit card..Before I applied for a Vanquis card , I couldn’t get credit anywhere and now my credit is as high as it has never been Reviewed on: 1st May 2024

Having had no problems I can't really comment .

5
Having had no problems I can't really comment ..... Good people to deal with. Reviewed on: 1st May 2024

didnt change even though never missed payment still...

1
didnt change even though never missed payment still treat me bad eve though never been bad with you Reviewed on: 1st May 2024

good app easy to monitor - monthly spending and remi...

5
good app easy to monitor - monthly spending and reminders are useful for payments Reviewed on: 1st May 2024

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