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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Decent card, brilliant app for management!

Decent card, brilliant app for management! The app lets you do everything you’d need to do and is much better than some of the others. Reviewed on: 1st May 2024

Brilliant service and great customer care as well

Brilliant service and great customer care as well Reviewed on: 1st May 2024

Lifeline

Vanquis gave me a lifeline I one of the most difficult times of my life. I was stuck in a domestic abusive relationship that impacted all areas of my life, I could only work agency , flexi as I could not commit full time permanent. This then impacted me financially and unable to get credit. Vanquis was the only provider who gave me a chance and offered me £500 limited. When you have little this feel like alot. It really helped in emergency situations. One month after being brutally assaulted I had no money to pay my bull. I contacted vanquis to apologise and explain my situation and I remember how embarrassed I felt. They were so good to me and really empathise with my situation I got hold on account for a month. They also sent me a bouquet of flowers with a really warm message , I cried buckets. At a time in such distress to receive such a nice gesture and encouragement of support it helped me so much, I feel emotional writing this it takes me back to a darker time in my life when I was given very little support. And at the toughest times iys true whay they say any little helps. I still hold a vanquis card today 10 years on increase limit. Once I manage to flee my dv situation I was able to work full time and improve my financial wellbeing. Vanquis gave me a lifeline and I am forever grateful. Reviewed on: 1st May 2024

Responsive

Always a good experience with Vanquis, customer service helpful and friendly Reviewed on: 1st May 2024

Great app , shows clear payments & due date balance...

Great app , shows clear payments & due date balances and transactions etc great customer service too Reviewed on: 1st May 2024

My account with Vanquis since 10years very good cust...

My account with Vanquis since 10years very good customer service Reviewed on: 1st May 2024

Realy good easy to use wouldn't go anywhere else...

Realy good easy to use wouldn't go anywhere else Reviewed on: 1st May 2024

Very happy

You can always count on professional help Reviewed on: 1st May 2024

Very good at alerting me when payment due date nears

Very good at alerting me when payment due date nears Reviewed on: 1st May 2024

Great service ok value for money.

Great service ok value for money. Love how easy it is to manage the account. The app is good too. Been contacted a few times by customer service and went well. Reviewed on: 1st May 2024

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