Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Very efficient and friendly service, app is easy to...

5
Very efficient and friendly service, app is easy to use.Helped me improve my credit score Reviewed on: 1st May 2024

Nice credit card for my casual usage.

5
Nice credit card for my casual usage. It’s reliable and secured for me. Reviewed on: 1st May 2024

Fees are to expensive.

1
Fees are to expensive. Always up credit limit, when i cant aford it Reviewed on: 1st May 2024

Helpful since I was hospitalized and late paying ver...

5
Helpful since I was hospitalized and late paying very understanding Reviewed on: 1st May 2024

Very fair, fexible and trustworthy credit card company.

5
Very fair, fexible and trustworthy credit card company. Been with them over 5 years. 5 stars. Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Keep credit limit under review and communicate when eligible for increase. Reviewed on: 1st May 2024

By paying through vanquish I can clear my bills easi...

5
By paying through vanquish I can clear my bills easily in correct time. I am very much happier with this. I and my family members are very much happier with this card. Reviewed on: 1st May 2024

Excellent card for building credit would recommend

5
Excellent card for building credit would recommend Reviewed on: 1st May 2024

Easy to understand your contract and payment arrange...

5
Easy to understand your contract and payment arrangements. Reviewed on: 1st May 2024

Vanquis have been very understanding in my time of u...

4
Vanquis have been very understanding in my time of using them. Never presured me into anything, for that I am greatful. Thank you. Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products