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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good customer service.

5
Good customer service. Quick and easy process Reviewed on: 1st May 2024

Serves a purpose

4
Low credit limits, suppose that's the nature of the card and customer,had my card for nearly 5years not had one increase Reviewed on: 1st May 2024

Good all round card to have.

5
Good all round card to have. Monthly payments are affordable. Easy to use app. Reviewed on: 1st May 2024

Very good credit company although they offer more cr...

5
Very good credit company although they offer more credit they do not push Reviewed on: 1st May 2024

no way of contacting non phone to even request reaso...

2
no way of contacting non phone to even request reasonable adjustments so questionable on its compliance with equality act from theremalone.one occasion increased credit without my consent and as above no way to correct this and struggling to pay it off, again now way to contact them no phone. Reviewed on: 1st May 2024

Very helpful

4
Very helpful customer service and helpful emails that keep me up to date with everything I need to know Reviewed on: 1st May 2024

Excellent service very helpful and always very polite

5
Excellent service very helpful and always very polite Reviewed on: 1st May 2024

Quick and easy to apply my pin came after just a cou...

5
Quick and easy to apply my pin came after just a couple of days and my card followed very soon after.boosted my credit score too . You can pay for items when you add it to your wallet on your phone or draw money from the cash machine Reviewed on: 1st May 2024

Good customer service

3
Vanquis has good customer service, when ever i have rang and spoken to someone. Reviewed on: 1st May 2024

Very good service quick & efficient to apply

5
Very good service quick & efficient to apply Reviewed on: 1st May 2024

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