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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very helpful and polite easy to deal with

5
Very helpful and polite easy to deal with Reviewed on: 1st May 2024

The best card to rebuild your credit

5
Easy to use app and super customer service, great for rebuilding your credit it has really helped me get my score up Reviewed on: 1st May 2024

Account understanding

5
They understood my needs and reviewed my account excellently Reviewed on: 1st May 2024

This card is good for building up your credit score,...

5
This card is good for building up your credit score,the Apr is a bit high but if you want to build up your score it's probably acceptable , Reviewed on: 1st May 2024

When ever I needed help.

5
When ever I needed help. They listened and help me out. Thank you Reviewed on: 1st May 2024

Staff are so very pleasant and polite, They are a...

5
Staff are so very pleasant and polite, They are also very quick and helpful. Never have to wait very long either. Reviewed on: 1st May 2024

Vanquis help me to build my credit rating .

5
Vanquis help me to build my credit rating .other credit offer me credit but I will stay loyal to vanquis Reviewed on: 1st May 2024

Ring to often.

3
Ring to often if go overdrawn, everyday. Reviewed on: 1st May 2024

Brilliant

5
Absolutely great especially when your out of work for short while. Would highly recommend them. So easy to talk to and very understanding. Reviewed on: 1st May 2024

The interest rate is better than other providers.

5
The interest rate is better than other providers. Reviewed on: 1st May 2024

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