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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Long complaint process, unhelpful staff down to zero...

I phoned to arrange to bring my balance down to zero and asked Vanquis to waive the additional £172 they’d just added in interest and charges, which they wouldn’t do when I complained about the customer service advisor telling me it was my own fault and I ‘should organise my finances better’ I escalated the complaint…I have now paid the balance but the extra fee has been accumulating interest and Vanquis have advised it takes 30 days to process complaints. As the interest on this account is already quite high I feel that Vanquis could be more helpful and user friendly Reviewed on: 1st May 2024

Such lovely costumer service easy banking thank you

Such lovely costumer service easy banking thank you Reviewed on: 1st May 2024

I'm very ha thank you very much fo the a was quick.

I'm very happy the approval was quick and easy and clear Reviewed on: 1st May 2024

Great app, great communication!

Great app, great communication! easy to talk to and make adjustments via the app. They listen to customer’s feedback and action it. Reviewed on: 1st May 2024

An affordable credit limit always helps.

An affordable credit limit always helps. Always willing to help if there is difficulty in paying. Reviewed on: 1st May 2024

Very good card service

Best service good value nice Reviewed on: 1st May 2024

Good app and card ........

Good app and card, would be good to get a warning of estimated interest to prevent going over credit limit Reviewed on: 1st May 2024

High interest though, it should be reduced in order...

High interest though, it should be reduced in order to utilise the available credit amount. Reviewed on: 1st May 2024

Great credit building credit card .

Great credit building credit card . Use it fully and my score is slowly improving Reviewed on: 1st May 2024

Good card, but do not increase credit limit since go...

Good card, but do not increase credit limit since got it about a year ago, unlike others who have increased few time in 12 months. Reviewed on: 1st May 2024

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