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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Always am accessible and clear emails and statements.

5
Always accessible and clear emails and statements. Reviewed on: 1st May 2024

Good reliable company, easy to use app.

5
Good reliable company, easy to use app. Very impressed with the customer service Reviewed on: 1st May 2024

I am happy with Vanquis credit card

5
I am happy with Vanquis credit card Reviewed on: 1st May 2024

Not impressed!

3
I have had my so called credit builder card for several years now and have never been offered an increase in my credit limit! Reviewed on: 1st May 2024

The vanquis team are very helpfull with any problems...

5
The vanquis team are very helpfull with any problems you have and are very friendly Reviewed on: 1st May 2024

We’re very helpful when I got a letter that was sent...

5
We’re very helpful when I got a letter that was sent by mistake it was fixed within hours Reviewed on: 1st May 2024

Hassle-free.

4
Hassle-free. Good app to manage money Reviewed on: 1st May 2024

The website is awful.

3
The website is awful. The want you to do everything with a mobile app. Android and ios have no security and get havked a lot. This is the reason I do not use either of these mobiles. They dont understand and are stuck in their ways. Reviewed on: 1st May 2024

Excellent customer services , happy with the interes...

5
Excellent customer services , happy with the interest rate on my credit. Reviewed on: 1st May 2024

Vanquis has helped me to rebuild my credit score.

5
Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024

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