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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.8 (21862 reviews)

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4.80

Based on 21,862 reviews, last reviewed 20th May 2026

88650% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

I have had a great experience with this lender I have had a great experience with this lender Reviewed on: 20th May 2026

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21862)

Overall experience is good.

Overall experience is good. The interest rate should be cheaper. The competition has better rates. Reviewed on: 2nd May 2024

Vanquis customer service is second to none.

Vanquis customer service is second to none, whenever I have called them, I have found them to be very friendly and extremely helpful. They increased my credit limit and reduced my interest rate, which I'm very grateful for. 5 stars from me. Reviewed on: 2nd May 2024

Extremely easy to use, app is clearly set out.

Extremely easy to use, app is clearly set out. Reviewed on: 2nd May 2024

Had 2 credit increases in the past year!

Had 2 credit increases in the past year! Reviewed on: 2nd May 2024

Easy to use , interest rates a bit high but other th...

Easy to use , interest rates a bit high but other than that no issues on my end Reviewed on: 2nd May 2024

Excellent customer service

I've never had any problems with them and whenever I have needed help with my bills they are very helpful. I have been put on a break before when I lost my job and had a payment once on hold. They are easy to deal with on the phone too. Reviewed on: 2nd May 2024

Very poor experience.

Very poor experience. I was invited to apply for a credit limit increase, which I did not particularly need, but decided to apply for as it may have been useful sometime in the future. I was then made to jump through hoops in terms of providing evidence of income, and then turned down with no explanation. A thorough waste of time for something I wasn't bothered about having in the first place! Reviewed on: 2nd May 2024

The card limit is sufficient for my needs.

The card limit is sufficient for my needs. Reviewed on: 2nd May 2024

Vanquish have me the chance to build my credit score...

Vanquish have me the chance to build my credit score up .where others would not. I am very grateful to them.with my card I started to sort my spending out Reviewed on: 2nd May 2024

Vanquis make lending money very simple and affordable.

Vanquis make lending money very simple and easy for all. Since day 1 I have not had a bad experience with Vanquis and their customer service agents are always polite and friendly. Reviewed on: 2nd May 2024

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