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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Credit Interest are too high and there are many extr...

2
Credit Interest are too high and there are many extra charges as well. Reviewed on: 12th July 2025

Good communication and updates on spending, I have p...

5
Good communication and updates on spending, I have peace of mind that I am aware of where I am with my finances. Reviewed on: 12th July 2025

Vanquis tops other credit options

5
Getting a vanquis credit card/account was much easier than any other credit I had tried to get. The app is easy to navigate and the payment reminders are very much appreciated. You can add the card to your apple wallet (not sure about google wallet) and it is very easy to use. Reviewed on: 12th July 2025

Would 100% recommend!!!!

5
Very good option for building your credit score!! But as any other credit card make sure you pay on time and don’t fall back with your payments! Otherwise I would definitely recommend Vanquis!! Reviewed on: 12th July 2025

I strongelly recommend it .

5
I strongelly recommend it . Very good experience for me Reviewed on: 12th July 2025

New customer

5
Great app Easy to use and watch what you are spending Reviewed on: 12th July 2025

Get help with Vanquish

5
It promotes and help to build up your credit rate with few month especially for those who have a bad credit history. Reviewed on: 11th July 2025

Accessible credit card. All done efficiently online.

5
All done easily and efficiently online. Reviewed on: 11th July 2025

Credit building

4
Really helpful in building a useful credit score as the tips that are provided are easy to follow and the app is easy to navigate Reviewed on: 11th July 2025

Best Provider

5
Increase in credit, excellent and prompt customer service. Reviewed on: 11th July 2025

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