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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.80
Based on 21,787 reviews, last reviewed 20th May 2026
85250% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

I have used Vanquis for years . I have used Vanquis for years ..taking advantage of the 0/0% interest on my credit card. …before paying off my debt. Reviewed on: 20th May 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21787)

Great card for building your Credit rating.

4
I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024
AMC's avatar
AMC

Vanquis bank has always kept me informed of any cha...

5
Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024
Annie Johnson's avatar
Annie Johnson

Great Service

5
Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024
Adam G's avatar
Adam G

Happy to have vanquis card

5
Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024
Asif s's avatar
Asif s

Loyal customer

5
I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024
William D's avatar
William D

It has been good using the cards

5
It has been good using the cards Reviewed on: 1st May 2024
Adefule Adelana 's avatar
Adefule Adelana

I use daily and weekly from r my shopping and my gro...

5
I use daily and weekly from r my shopping and my grocery store, I find very good to build your Credit Score. Reviewed on: 1st May 2024
Ang C's avatar
Ang C

Great customer service

5
Customer service is always easy to get hold of with no long waits like some providers and always eager to please a solve problems. I like the app too Reviewed on: 1st May 2024
Barry Delve 's avatar
Barry Delve

Quick and reliable credit provider

5
Decent interest rates, good and convenient mobile app. Reviewed on: 1st May 2024
Aleksei M's avatar
Aleksei M

When I've needed to speak to someone they've always...

4
When I've needed to speak to someone they've always been efficient.My only negative would be that my interest is still very high even though i can now get main stream cards at far lower rates. I think Vanquis should reduce the interest rate as the score gets better. More people would stay and use the card as I for one would be more loyal to a company that helped me through the harder times. Reviewed on: 1st May 2024
BEN S's avatar
BEN S

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