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Vanquis : Credit builder credit card reviews

4.80
Based on 21,795 reviews, last reviewed 20th May 2026
85600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good value for money, easy app to use Good value for money, easy app to use Reviewed on: 20th May 2026
Jhonny D's avatar
Jhonny D

Latest lowest rating:

1

Vanquis has now decided that they are going to use b... Vanquis has now decided that they are going to use biometrics to identify people to use their app. I have contacted and complained that there should b... Read more Reviewed on: 19th May 2026
David B's avatar
David B

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21795)

Great Service

5
Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024

Happy to have vanquis card

5
Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024

Loyal customer

5
I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024

It has been good using the cards

5
It has been good using the cards Reviewed on: 1st May 2024

I use daily and weekly from r my shopping and my gro...

5
I use daily and weekly from r my shopping and my grocery store, I find very good to build your Credit Score. Reviewed on: 1st May 2024

Great customer service

5
Customer service is always easy to get hold of with no long waits like some providers and always eager to please a solve problems. I like the app too Reviewed on: 1st May 2024

Quick and reliable credit provider

5
Decent interest rates, good and convenient mobile app. Reviewed on: 1st May 2024

When I've needed to speak to someone they've always...

4
When I've needed to speak to someone they've always been efficient.My only negative would be that my interest is still very high even though i can now get main stream cards at far lower rates. I think Vanquis should reduce the interest rate as the score gets better. More people would stay and use the card as I for one would be more loyal to a company that helped me through the harder times. Reviewed on: 1st May 2024

Vanquis is a well growing and leading company.

4
Vanquis is a well growing and leading company. I personally like to be a part of it. Overall everyone is professionally dealt with every one. Reviewed on: 1st May 2024

No issues

5
Never had any issue with Vanquis. The app is very useful for tracking spending and payment dates Reviewed on: 1st May 2024

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