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Vanquis : Credit builder credit card reviews

4.73
Based on 26,839 reviews, last reviewed 20th May 2026
315000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very clear instructions on how to pay and navigate y... Very clear instructions on how to pay and navigate your account Reviewed on: 20th May 2026
Andrew N's avatar
Andrew N

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26839)

All about Vanquis.

5
If I’ve ever had any concerns Vanquis have always been easy to get hold of and been extremely helpful. Staff have always been polite and kept to their word. only time I’ve had to wait to get through I talk to someone was during Covid as phone lines was packed and the world had its challenges. Reviewed on: 3rd May 2024

Excellent

5
Customer service is excellent and the App gives you the freedom to manage your account whenever Reviewed on: 3rd May 2024

Did have any credit score when I applied for a vanqu...

5
Did have any credit score when I applied for a vanquist credit card and got accepted I now have a very good credit score Reviewed on: 3rd May 2024

Been using this CC for several years.

5
Been using this CC for several years. It seems competitive with other cards available. Never had any problems with company. Reviewed on: 3rd May 2024

Help when otherscompanies refuse

5
Help when otherscompanies refuse Reviewed on: 3rd May 2024

Impressive customer service when needed, to be fair...

5
Impressive customer service when needed, to be fair not that often. The app is very user friendly too, really cannot fault the service. Reviewed on: 3rd May 2024

Helped me when no other banks would!

5
Vanquis gave me a card over 10 yrs ago when my credit score was extremely bad. I only had a £250 limit. But after years of trust and making every payment on time i now have a £4000 limit. So big thanks Vanquis. Reviewed on: 3rd May 2024

The best card I have

5
The best card I have when your credit situation is not the best I would recommend to anyone who is struggling with credit score options Reviewed on: 3rd May 2024

Good app. easy to use

4
The app. Is very easy to use and very straight forward. The initial application process was also easy to navigate. Reviewed on: 3rd May 2024

Very happy Mrs

4
Very happy with my card and services, got the app on my phone Reviewed on: 3rd May 2024

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