Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26487 reviews)

View other Vanquis products

4.73

Based on 26,487 reviews, last reviewed 20th May 2026

298850% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

4

exactly what it says on the tin! app easy to use. Good card if you have a below average credit score and you wish to build your credit history Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (26487)

The team are always helpful and friendly

The team are always helpful and friendly Reviewed on: 2nd May 2024

MARVELOUS

As far as customer service over the phone it is marvelous. Agents are very polite and gentle while dealing on the phone. Most importantly they don't rush me to conclude, they very polite with me, even my English accent is not very good Reviewed on: 2nd May 2024

Good services and the customer service is very helpful

Good services and the customer service is very helpful Reviewed on: 2nd May 2024

Having a vanquis credit card helps me manage my spen...

Having a vanquis credit card helps me manage my spending and knowing what and where it benefits me using this card. Reviewed on: 2nd May 2024

Helping me get good credit rate, customer service is...

Helping me get good credit rate, customer service is very good Reviewed on: 2nd May 2024

Interest is lower than other cards.

Interest is lower than other cards. Payments go through quickly on your card. Notifications around nearing your credit limit are helpful Reviewed on: 2nd May 2024

Overall service okay but could do better.

You charge customers a £12 fee because you add interest to the account before payments are due causing on occasion to go over limit. Plus no balance sheet alongside payments and purchase, they're all separate in app. Reviewed on: 2nd May 2024

Very helpful, great customer service

Very helpful, great customer service Reviewed on: 2nd May 2024

Great app

Easy to use app and great service. Reviewed on: 2nd May 2024

Unachievable

I never wanted a credit card but thought it would help my credit rating, vanquis has been a god send in many ways my only draw back is when your in a better position to start paying more back you put the interest rate up making it harder each month . Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

British Airways credit card
from American Express 4.27 from 89 reviews
Credit card
from PayPal 4.70 from 84 reviews
Gold Card
from first direct 4.23 from 9 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Vanquis : Credit builder credit card reviews

298850% increase in 5 star reviews

4700% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review Vanquis : Credit builder credit card now

Vanquis Credit builder credit card reviews (26487)

The team are always helpful and friendly

MARVELOUS

Good services and the customer service is very helpful

Having a vanquis credit card helps me manage my spen...

Helping me get good credit rate, customer service is...

Interest is lower than other cards.

Overall service okay but could do better.

Very helpful, great customer service

Great app

Unachievable

Review Vanquis : Credit builder credit card now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024