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Vanquis : Credit builder credit card reviews

4.72
Based on 25,024 reviews, last reviewed 20th May 2026
232250% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Outstanding service Great service. Easy to use app. Excellent communication. All round fantastic Reviewed on: 20th May 2026
Carl L's avatar
Carl L

Latest lowest rating:

1

Very disappointed Very disappointed with Vanquis. I contacted them to ask whether they could temporarily pause interest for a few months while I continued making my nor... Read more Reviewed on: 20th May 2026
Ruthie's avatar
Ruthie

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (25024)

It’s about as stress free as it can get!

5
It’s about as stress free as it can get…….thank you and now I can do it all via your app, even better. Always a phone call away should any problems arise, for example my card was declined in Florida, one phone call sorted out that it wasn’t me but the retailer…….just a good card to carry. Reviewed on: 2nd May 2024

Moneybags .

5
They keep you updated on what’s going on when I have ring them they are polite and helpful Reviewed on: 2nd May 2024

Easy to use, transparent charges and good deals.

5
Easy to use, transparent charges and good deals. An excellent company that provides a clear and fair service. App is excellent too, no bugs and simple user experience. I've used the card to build my credit and in emergencies. Both uses have been great. Reviewed on: 2nd May 2024

Very customer excellent customer service

5
Very excellent customer service . Too good company to be with ! Reviewed on: 2nd May 2024

Customer service very polite.

5
Customer service very polite. Fast response and provide value for my money. Reviewed on: 2nd May 2024

Vanquis have always been fair & accurate with help &...

4
Vanquis have always been fair & accurate with help & informstion provided over my years as a customer Reviewed on: 2nd May 2024

Quick easy to use and v concise

5
Fairly good and questions are answered quickly. Straight forward and the app is simple to use. Reviewed on: 2nd May 2024

An engaging credit building

5
Honestly I was just with benefits when I joined Vanquis and hassle free Reviewed on: 2nd May 2024

I like that you check before paying out any money.

5
I like that you check before paying out any money. Reviewed on: 2nd May 2024

My first credit card good stater credit

5
Enjoyed the Vanquis card as it was my first credit card. Limit was £250, I have had the card for about 4 years now but unfortunately although never missed a payment my limit has never increased so using it less often that my other cards Reviewed on: 2nd May 2024

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