Paid advertisement
Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.82
Based on 24,681 reviews, last reviewed 20th May 2026
216550% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Understanding and efficient with understanding and c... Understanding and efficient with understanding and compassion. Reviewed on: 20th May 2026
MR M's avatar
MR M

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (24681)

Easy to access, user friendly app.

5
Easy to access, user friendly app. Quick application process. Reviewed on: 2nd May 2024

Helpful to keep me on track

5
Simple online application. App very easy to understand and they help me keep on track with reminder messages. I like I get a message before I go over limit when interest added so I can resolve and not be charged extra. Reviewed on: 2nd May 2024

Quick and easy good experience

5
Quick and easy I'm looking to increase my amount Reviewed on: 2nd May 2024

I have a Vanquis card and it has helped me, to rebui...

5
I have a Vanquis card and it has helped me, to rebuild my confidence with money. Reviewed on: 2nd May 2024

Good customer service friendly team

1
Good customer service friendly team Reviewed on: 2nd May 2024

Charges need to be more transparent.

3
Charges need to be more transparent. There is an interest charge and then another charge for billed interest charges. Does not clearly explain why this is for Reviewed on: 2nd May 2024

helpful and always go the extra mile to help solve a...

5
helpful and always go the extra mile to help solve any financial problems i have encountered. thank you. Reviewed on: 2nd May 2024

I am happy using Vanquis app.

5
I am happy using Vanquis app. it is easy to use, great appearance, one can navigate easily to payment page etc. Reviewed on: 2nd May 2024

Pretty nice offers and service, maybe a little too h...

4
Pretty nice offers and service, maybe a little too high interest rate, but it's not that bad compared to other offers Reviewed on: 2nd May 2024

Overall experience is good.

5
Overall experience is good. The interest rate should be cheaper. The competition has better rates. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review