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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26839 reviews)

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4.73

Based on 26,839 reviews, last reviewed 20th May 2026

315000% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Very clear instructions on how to pay and navigate y... Very clear instructions on how to pay and navigate your account Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26839)

I very very like!

I very very like! Good staff good thm good all yeyeyeeess Reviewed on: 2nd May 2024

Helpful and friendly to deal with very transparent.

Helpful and friendly to deal with very transparent. Reviewed on: 2nd May 2024

Fraudulent activity

When i had fraud on my card, i feel like i had to vhase everything without updates Reviewed on: 2nd May 2024

Fantastic

Fantastic customer service skills Reviewed on: 2nd May 2024

High Interest rates and after about 10 years of hold...

High Interest rates and after about 10 years of holding the card, and always paying on time, I have never received a credit increase Reviewed on: 2nd May 2024

Only credit card. I could get

Only one that would give me credit card. But its dangerous to easily overspend if not careful. And the interest is rocket high. Reviewed on: 2nd May 2024

I had been using Vanquis for 3 Years and asked can i...

I had been using Vanquis for 3 Years and asked can i get an upgrade in limit after with good credit score, good payment, a good job but unfortunately no offer on upgrading Reviewed on: 2nd May 2024

Customer Service for Vanquis

I have been using Vanquis for a number of years. They have always had excellent customer service and app is fantastic. Reviewed on: 2nd May 2024

Solid Starter Credit Card

Vanquis offers a very decent starter credit card. If managed well, they offer generous credit limit increases, which are voluntary. You can stop accepting the increases when you feel the amount is right for you. The interest rate is fairly standard, which currently, is high no matter the credit card company. Customer service are always friendly and do their best to be helpful. My only quibble with Vanquis is that their online portal has an automatic expiry of your password, but there is no notification of the expiry and they can't fix the expiry or lack of notification (I have asked). The only way around it is logging in at least once every 21 days to make sure you don't have to reset the password. Reviewed on: 2nd May 2024

Easy to deal with very helpful customer service

Easy to deal with very helpful customer service Reviewed on: 2nd May 2024

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