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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

All good, I find this card app easy to use with easy...

All good, I find this card app easy to use with easy way to pay it off. Reviewed on: 3rd May 2024

You absolutely helped me in a tough time in my life.

You absolutely helped me in a tough time in my life. I can’t thank you enough. So THANKYOU . Reviewed on: 3rd May 2024

Made easy to understand

Was quick and easy, everything was explained to make sure I understood. There has always been great communication if anything is changed. They also made any phone numbers or ways to query anything easily accessible. Reviewed on: 3rd May 2024

Customer service representatives have difficulty und...

Customer service representatives have difficulty understanding the issues presented to them & have been unable to help me multiple times of trying Reviewed on: 3rd May 2024

A special company

I find that the staff are very knowledgeable and willing to listen to us and talk to us as humans Reviewed on: 3rd May 2024

Good company never had any problems

Good company never had any problems Reviewed on: 3rd May 2024

Vanquis has definitely helped me build my credit sco...

Vanquis has definitely helped me build my credit score after having bad credit. The APR is quite high but after several years ita came down. The customer service has always been good when I’ve dealt with someone over the phone. Reviewed on: 3rd May 2024

Always helpful if I call also a handy card to have i...

Always helpful if I call also a handy card to have in emergency Reviewed on: 3rd May 2024

Rarely use the card, so difficult to give an informe...

Rarely use the card, so difficult to give an informed comment Reviewed on: 3rd May 2024

I've been a proud user of the Vanquis Credit Card fo...

I've been a proud user of the Vanquis Credit Card for over a year now, and I couldn't be more satisfied with my experience. From the seamless application process to the plethora of benefits it offers, this card has truly exceeded my expectations. One of the standout features of the Vanquis Credit Card is its accessibility. As someone who has had past financial challenges, I appreciate that Vanquis considers a wide range of circumstances during the application process. This inclusivity sets them apart from other providers and makes their card accessible to those who may have been overlooked by traditional banks. Furthermore, Vanquis doesn't just stop at providing a credit card; they actively support their customers in building and improving their credit scores. Through responsible use and timely payments, I've seen a noticeable improvement in my credit rating since becoming a cardholder. This aspect alone has been invaluable in helping me work towards my financial goals. Another aspect I appreciate is the transparency and clarity in their communication. Whether it's regarding fees, interest rates, or rewards, Vanquis ensures that customers are well-informed every step of the way. This level of transparency fosters trust and confidence in their services. Additionally, the online account management system is top-notch. It's user-friendly and provides comprehensive insights into my spending habits, allowing me to budget effectively and stay on top of my finances effortlessly. Lastly, I can't overlook the excellent customer service provided by the Vanquis team. Whenever I've had queries or needed assistance, their customer support has been prompt, courteous, and knowledgeable, resolving any issues efficiently. Overall, the Vanquis Credit Card has been instrumental in helping me navigate my financial journey with confidence and ease. I highly recommend it to anyone looking for a reliable credit card provider that genuinely cares about its customers' financial well-being. Reviewed on: 3rd May 2024

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