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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.72
Based on 25,024 reviews, last reviewed 20th May 2026
232250% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Outstanding service Great service. Easy to use app. Excellent communication. All round fantastic Reviewed on: 20th May 2026
Carl L's avatar
Carl L

Latest lowest rating:

1

Very disappointed Very disappointed with Vanquis. I contacted them to ask whether they could temporarily pause interest for a few months while I continued making my nor... Read more Reviewed on: 20th May 2026
Ruthie's avatar
Ruthie
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (25024)

Brilhant !!!

5
Always very nice ! Was support me . Reviewed on: 2nd May 2024
Josciaria F's avatar
Josciaria F

Great Card

5
Never had any issues with this card. It has been a god send at times when family emergancies have happend. staff on customer services are always very helpful. It’s good to build credit up and they will start you on low amount of credit and it will build up. Also they ask if you want your credit increased rather than just doing it. very happy Reviewed on: 2nd May 2024
Louise L's avatar
Louise L

Supportive and easy to understand

5
I have been with Vanquis for a very long time now and turned to them when no other CC would accept me. I have since got other CC but stuck with Vanquis due to the ease and support they have provided. Reviewed on: 2nd May 2024
Kelly's avatar
Kelly

The best company and very friendly!

1
The best company and very friendly! Reviewed on: 2nd May 2024
andrejs t's avatar
andrejs t

not terrible, not brilliant

4
interest rate bit too high, could definitely be lower. payments take 3 working days to reach the balance, that is quite long time. surely the money is in within seconds, can only speculate what is happening to it for another 72 hours until reflects in balance. there are better credit card providers out there, but there are definitely worse ones out there too. Reviewed on: 2nd May 2024
Jozef's avatar
Jozef

Best credit card i have ever had pleasure of owning,...

5
Best credit card i have ever had pleasure of owning,easy to you use app and customer service very understanding in every situation Reviewed on: 2nd May 2024
Daviid s's avatar
Daviid s

Many years ago i had a poor credit score due to miss...

4
Many years ago i had a poor credit score due to missing bill payments in which I was declined most credit cards . But vanquis accepted me and j have enjoyed being able to use the credit to upgrade my home .The interest rates are high on larger amounts but I have tried to pay back more then the minimum amount to bring into balance down quicker. Also having this card has enabled me have a better credit score all around . Reviewed on: 2nd May 2024
Beverley 's avatar
Beverley

No issues, easy app, never needed to contact custome...

5
No issues, easy app, never needed to contact customer service Reviewed on: 2nd May 2024
Mohamec S's avatar
Mohamec S

Helped me build the credit record

5
Helped me build the credit record Reviewed on: 2nd May 2024
julita's avatar
julita

Vanquis excellent all.round!!

5
Vanquis is easy to deal with and had no problems. App is easy and appealing. No complaints. Reviewed on: 2nd May 2024
Kate P's avatar
Kate P

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