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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Happy about everything except long queue on the phone

4
Happy about everything except long queue on the phone Reviewed on: 3rd May 2024

Helped me build up my credit score.

5
Helped me build up my credit score. Also the app is brilliant, really easy to use to make payments, and to check transactions etc. Always kept me up to date with any offers and reminders and when my monthly payment was due. Reviewed on: 3rd May 2024

Great for building credit

4
Vanquis have been great in regards to building credit. Reviewed on: 3rd May 2024

Highly recommend

5
Great experience from start till now , always friendly customer service when I call for advice Reviewed on: 3rd May 2024

Used the card with my Samsung app.

5
Used the card with my Samsung app. Works really well. I like the app and the reminders on my account. I find using the card allows me to make better purchasing decisions. I've used it while abroad as well . So easy Reviewed on: 3rd May 2024

Always easy to deal with.

5
Always easy to deal with. Never any issues and updated and kept informed regularly Reviewed on: 3rd May 2024

fast and fair credit limit increases,...

5
fast and fair credit limit increases appropriately, remind you of when payments are due Reviewed on: 3rd May 2024

Good Card

5
Only had the card recently had no issues so far. One of the best ive had. Reviewed on: 3rd May 2024

Interest rate is very high and monthly payment can b...

5
Interest rate is very high and monthly payment can be a struggle. But I maintain it at the moment Reviewed on: 3rd May 2024

Always good information at hand easy to use apps.

4
Always good information at hand easy to use apps. APR is higher than I would like, however it is understandable due to the circumstance which makes obtaining a credit building facility a requirement. Reviewed on: 3rd May 2024

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