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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,669 reviews, last reviewed 20th May 2026
307250% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Just amazing It’s been lovely since I’m using Reviewed on: 20th May 2026
Irfan a's avatar
Irfan a

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
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Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26669)

Overall really good choice for credit

5
I feel like Vanquis are very fair in when to increase credit limits, ensuring you are in a good financial situation before giving you an increase. Customer service is always there if there’s any concerns as well. APR can be a bit high but overall using this card has seriously helped my credit score Reviewed on: 2nd May 2024
Ellie M's avatar
Ellie M

Love Vanquis

5
Thanks to having a Vanquis credit card my credit rating had increased over the past couple of years Reviewed on: 2nd May 2024
Caroline Bee's avatar
Caroline Bee

flexible account management

5
Helpful staff, flexible management my (allowed change of direct debit date after my salary pay date change) Reviewed on: 2nd May 2024
Helen S's avatar
Helen S

That is my longest credit card I ever had.

5
That is my longest credit card I ever had. I am so much happy with the service. Reviewed on: 2nd May 2024
Zulfi's avatar
Zulfi

I love vanquis its easy to use and I have no problem...

5
I love vanquis its easy to use and I have no problems with it I don't have no questions from shops when I use my vanquis it never let's me me down x❤️ Reviewed on: 2nd May 2024
Amanda j's avatar
Amanda j

Excellent service, easy to use app.

5
Excellent service, easy to use app. App. All derailed in/out payments kept up to date quickly. Reviewed on: 2nd May 2024
mandy l's avatar
mandy l

Vanquis gave me the flexibility and help when I most...

5
Vanquis gave me the flexibility and help when I most needed Reviewed on: 2nd May 2024
Sham A's avatar
Sham A

Very easy to use and a good credit limit

5
Very easy to use and a good credit limit Reviewed on: 2nd May 2024
Paul J's avatar
Paul J

Over 10 years with Vanquis £150 limit

3
Over 10 years with Vanquis and never missed a repayment but at corona times Vanquis decreased my card from £3000 to £150 and is still not increased Reviewed on: 2nd May 2024
Oktay C's avatar
Oktay C

Due to my life being turned upside down with hospita...

5
Due to my life being turned upside down with hospital treatments I found myself unable to secure any credit. My past still to this day affects my life yet I'm able to pay my bills today yet most providers refuse to give me a card. I applied for a Vanquis card and Vanquis accepted me which I was over the moon with I've now had my card a couple of years now and everything is great I always make my payments on time and I'd like to take this opportunity to thank Vanquis for supporting me. Reviewed on: 2nd May 2024
malcolm h's avatar
malcolm h

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